Introduction
These Terms and Conditions (“T&C”) govern participation in the Mahashivratri Digital Silver Reward Campaign (“Campaign”) conducted by FatakPay.
By participating in this Campaign, users agree to be bound by these T&C, FatakPay’s General Terms and Conditions, Privacy Policy, and any other product-specific terms displayed within the FatakPay app from time to time.
FatakPay reserves the right to amend, modify, suspend, or discontinue the Campaign at its sole discretion, with or without prior notice.
1. Campaign Period
Start Date: 14th January 2026, 00:00 IST
End Date: 16th January 2026, 23:59 IST
Only transactions completed within this period will be considered eligible.
2. Campaign Overview
The Mahashivratri Digital Silver Reward Campaign is a limited-time festive offer.
Under this Campaign, eligible users will receive:
₹25 worth of Digital Silver for every successful one-time investment of ₹500 or more in Digital Gold during the Campaign period.
Users may avail this reward up to a maximum of 3 eligible transactions during the Campaign window.
3. Eligibility Criteria
Eligible Users
All users who:
- Make a minimum one-time investment of ₹500 or more in Digital Gold
- Complete the transaction between 14th January 2026 and 16th January 2026
- Reside in India
- Meet FatakPay’s platform verification requirements
Transaction Requirements
- Each eligible transaction must be ₹500 or more
- Only successful and completed transactions qualify
- Reward is applicable on each qualifying transaction
- Maximum of 3 eligible transactions per user during the Campaign
Investment Type
- Only one-time investments qualify
- SIP (Systematic Investment Plan) or recurring investments are not eligible
4. Reward Details
Reward Amount
Users will receive ₹25 worth of Digital Silver for each qualifying ₹500 or above one-time investment in Digital Gold.
Maximum Reward Per User
- Maximum 3 rewards per user
- Maximum cumulative benefit per user is ₹75 worth of Digital Silver
Reward Credit Timeline
The Digital Silver reward will be credited to the user’s FatakPay account within 7 days of each qualifying transaction.
5. Reward Pool and Allocation
- Rewards are subject to availability
- The Campaign reward pool is limited
- Rewards will be issued on a first-come-first-served basis
- If the reward pool is exhausted, no further rewards will be issued, even if the Campaign period is ongoing
FatakPay reserves the right to modify or withdraw the reward allocation at its discretion.
6. Disqualification and Fraud Controls
FatakPay reserves the right to verify transactions and disqualify users in cases of:
- Fraudulent activity
- Suspicious transactions
- Reversed or cancelled transactions
- Misuse of platform features
- Violation of platform policies
If any qualifying transaction is reversed or refunded, the corresponding reward may be cancelled or reversed.
FatakPay’s decision regarding eligibility and reward allocation shall be final and binding.
7. General Terms
Non-Transferability
The Digital Silver reward:
- Is non-transferable
- Cannot be exchanged for cash
- Cannot be converted into any other benefit unless explicitly permitted in the app
Right to Modify
FatakPay reserves the right to:
- Modify eligibility criteria
- Change reward structure
- Pause or cancel the Campaign
- Disqualify users at its discretion
Any updates will be communicated through official FatakPay channels where required.
8. Frequently Asked Questions (FAQs)
1. What is the Mahashivratri Offer 2026?
It is a festive campaign where users receive ₹25 worth of Digital Silver for every one-time investment of ₹500 or more in Digital Gold during the Campaign period, up to 3 times.
2. How many times can I earn the reward?
You can earn ₹25 Digital Silver per eligible transaction, up to a maximum of 3 times during the Campaign.
3. What is the maximum reward I can receive?
The maximum cumulative reward per user is ₹75 worth of Digital Silver.
4. Can I complete all 3 transactions in one day?
Yes. As long as all qualifying transactions are completed within the Campaign period.
5. Is SIP eligible for this offer?
No. Only one-time investments qualify under this Campaign.
When will I receive the reward?
The reward will be credited within 7 days of each qualifying transaction.
What happens if the reward pool is exhausted?
Once the reward pool is exhausted, no additional rewards will be issued.
FatakPay General Terms
This Campaign is subject to FatakPay’s General Terms and Conditions. Please review them before participating.