Digital gold has become one of India’s most trusted and convenient investment options, especially for beginners who want to start small. With the flexibility of digital gold SIP, users can buy gold in tiny amounts like daily, weekly, or monthly, without worrying about purity, storage, or safety.
Monthly SIPs are simple, predictable, and ideal for those who prefer sticking to one fixed date every month.
Weekly SIPs take advantage of more buying opportunities, meaning you purchase gold at different price points every week, which smoothens out market volatility.
But one question remains: Is a weekly SIP better than a monthly SIP?
To answer this, let’s compare both using real data from December 2024 to November 2025.
Monthly vs Weekly SIP: What the Numbers Say
Both SIP types have the same total investment of ₹14,400 but weekly SIPs accumulated slightly more gold and generated higher returns.
| Feature | Monthly SIP | Weekly SIP |
| Total Invested | ₹14,400 | ₹14,400 |
| Gold Accumulated | ~1.5255 gm | ~1.584074 gm |
| Portfolio Value | ₹20,083.69 | ₹20,643.66 |
| Profit | ₹5,683.69 | ₹6,243.66 |
| Returns | 39.47% | 43.36% |
SIP Frequency Matters More in Volatile Markets
Gold prices continue to fluctuate more frequently in 2026, SIP frequency plays a bigger role in long-term outcomes. More frequent investing helps spread purchases across multiple price points, reducing the impact of short-term spikes. For investors focused on disciplined accumulation rather than timing the market, choosing the right SIP frequency can quietly enhance overall portfolio efficiency over time.
Which SIP Should You Choose?
Choose Monthly SIP if:
- You prefer simplicity
- You want one fixed date to invest
- You receive monthly income
Choose Weekly SIP if:
- You want better rupee-cost averaging
- You prefer smaller, frequent investments
- You aim for potentially higher long-term returns
Weekly SIPs may require more consistency, but they offer higher efficiency in digital gold investments.
Start Your Gold Investment Journey with FatakPay
With FatakPay, you can:
✔ Start a digital gold SIP for as low as ₹10
✔ Choose weekly or monthly SIP options
✔ Track live prices and buy digital gold online instantly
✔ Enjoy secure, 24K pure digital gold ownership
✔ Redeem anytime
Build Your Gold Wealth, Your Way
Whether you prefer a monthly SIP or a weekly SIP, the most important step is to start.
Download FatakPay and begin your digital gold SIP today, small steps, big returns.
