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India's Trusted Financial Super App 

Fueling 100 Million+ Dreams

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Loans

Invest

Insure

Smart Financial Solutions For Everyone

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Small Loan For

All Your Instant Needs

Instant loan of up to ₹20,000 with easy

terms and fast approval!

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India’s Quickest Multi-Purpose

Personal Loan

up to ₹5 Lakh

A person holding a mobile phone showing instant loan approval in just 7 minutes.
FatakPay app screen showing digital gold balance, live price, and buy, sell, and start SIP options.

Invest in 24K

Pure Gold & Silver

Start investing with as low as ₹10

Secure Yourself

Against Life’s Uncertainties.

Get secured with affordable Accidental

and Cancer Insurance plans

FatakPay app screen showing accidental and cancer insurance plans for users to explore.
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Everything FatakPay – Watch, Learn, Explore

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All Your Financial Services in One Place

Get Ready to Manage, Invest and Protect Your Finances easily.

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Our Financing Partners

Financing Partners
Corporate Partners
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Check Your

Credit Score

for FREE!

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Our Achievements

FatakPay has captured the heart of our customers with a quick loan app, and the industry loves us too!

Best CX Strategy of the Year Award -

Best CX Strategy of the Year Award -

12th Digital Customer Experience Award 2025 by Locobuzz

Best Customer Service Excellence of the Year Award

Best Customer Service Excellence

of the Year Award - BPO Confex 2024

Best company of the year Award

Best company of the year Award

India Fintech Summit & Awards 2024

FE FuTech Visionary Leader

FE FuTech Visionary Leader

Award 2024

Best Consumer Loan Finance Startup of the Year

Best Consumer Loan Finance Startup of the Year

Annual NBFC and Fintech Excellence Awards 2023

Security Project of the Year

Security Project of the Year

CISO Conclave and Awards 2022.

17th Security Leadership

17th Security Leadership

Summit Award 2022

CAP70 SHARKS Season 6

CAP70 SHARKS Season 6

Champions of Fintech Business Leadership League

Champions of Fintech Business Leadership League

ISF Professional member of Indian Staffing Federation

ISF Professional member of Indian Staffing Federation

Proud member of NASSCOM's 10,000 Startups

Proud member of NASSCOM's 10,000 Startups.

ET BFSI Best Fintech Brands 2026 - 'consumer lending'

ET BFSI Best Fintech Brands 2026 - 'consumer lending

Best CX Strategy of the Year Award -

Best CX Strategy of the Year Award -

12th Digital Customer Experience Award 2025 by Locobuzz

Best Customer Service Excellence of the Year Award

Best Customer Service Excellence

of the Year Award - BPO Confex 2024

Best company of the year Award

Best company of the year Award

India Fintech Summit & Awards 2024

FE FuTech Visionary Leader

FE FuTech Visionary Leader

Award 2024

Best Consumer Loan Finance Startup of the Year

Best Consumer Loan Finance Startup of the Year

Annual NBFC and Fintech Excellence Awards 2023

Security Project of the Year

Security Project of the Year

CISO Conclave and Awards 2022.

17th Security Leadership

17th Security Leadership

Summit Award 2022

CAP70 SHARKS Season 6

CAP70 SHARKS Season 6

Champions of Fintech Business Leadership League

Champions of Fintech Business Leadership League

ISF Professional member of Indian Staffing Federation

ISF Professional member of Indian Staffing Federation

Proud member of NASSCOM's 10,000 Startups

Proud member of NASSCOM's 10,000 Startups.

ET BFSI Best Fintech Brands 2026 - 'consumer lending'

ET BFSI Best Fintech Brands 2026 - 'consumer lending

View More

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Made For India’s Hardest Worker

Happy customers are our true wealth

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Sneha Kulkarni

9 August 2025

I had to admit my father to the hospital and needed money urgently. FatakPay gave me ₹10K without any delay. If this app wasn’t there, I would have really struggled that day. The loan process was simple, hassle-free and the money reached on time. Truly grateful for the quick help.

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Ranjan Malhotra

27 July 2025

Rent dena tha par account mai paisa kam tha, salary aane ke liye 10 din the and landlord bhi wait nahi kar raha tha. Tabhi FatakPay ke bare mai pata chala and yaha se 8k turant loan mil gaya aur time pe rent de diya. Thank you FatakPay.

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Anjali Deshpande

10 July 2025

Understanding the interest rates was easy, and the loan terms were clearly explained. I took a ₹25,000 personal loan for my child’s education. With other lenders, there’s usually a lot of confusion, but FatakPay made everything straightforward. This built my trust in them.

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Rohan Verma

22 May 2025

My score was stuck at 600, and my loan applications were getting rejected by banks. But thanks to FatakPay’s instant small loans, my score improved! Instant alerts also helped me avoid late payments.

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Ankit Desai

14 July 2025

Sirf ₹10 se Digital Gold mai invest kar sakte hai yeh FatakPay ke waja se samjha. Maine ₹500 se investment start kiya aur unke offer ke chalte mujhe Digital Silver bhi free mila. App mein Gold & Silver ke Live price bhi pata chalte hai jisse investment karna aur easy hota hai.

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Meenal Khanna

19 June 2025

The best part is the flexibility. I took a loan for an emergency and also started investing a little each month without any pressure. I chose ₹500 Silver for long-term goals and ₹100 Gold monthly for steady growth. It’s a great platform for both an easy and convenient experience.

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Sneha Kulkarni

9 August 2025

I had to admit my father to the hospital and needed money urgently. FatakPay gave me ₹10K without any delay. If this app wasn’t there, I would have really struggled that day. The loan process was simple, hassle-free and the money reached on time. Truly grateful for the quick help.

Customer card Image 7
R

Ranjan Malhotra

27 July 2025

Rent dena tha par account mai paisa kam tha, salary aane ke liye 10 din the and landlord bhi wait nahi kar raha tha. Tabhi FatakPay ke bare mai pata chala and yaha se 8k turant loan mil gaya aur time pe rent de diya. Thank you FatakPay.

Customer card Image 8
A

Anjali Deshpande

10 July 2025

Understanding the interest rates was easy, and the loan terms were clearly explained. I took a ₹25,000 personal loan for my child’s education. With other lenders, there’s usually a lot of confusion, but FatakPay made everything straightforward. This built my trust in them.

Customer card Image 9
R

Rohan Verma

22 May 2025

My score was stuck at 600, and my loan applications were getting rejected by banks. But thanks to FatakPay’s instant small loans, my score improved! Instant alerts also helped me avoid late payments.

Customer card Image 10
A

Ankit Desai

14 July 2025

Sirf ₹10 se Digital Gold mai invest kar sakte hai yeh FatakPay ke waja se samjha. Maine ₹500 se investment start kiya aur unke offer ke chalte mujhe Digital Silver bhi free mila. App mein Gold & Silver ke Live price bhi pata chalte hai jisse investment karna aur easy hota hai.

Customer card Image 11
M

Meenal Khanna

19 June 2025

The best part is the flexibility. I took a loan for an emergency and also started investing a little each month without any pressure. I chose ₹500 Silver for long-term goals and ₹100 Gold monthly for steady growth. It’s a great platform for both an easy and convenient experience.

Customer card Image 12

FAQs

What is FatakPay?

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FatakPay is a digital platform that gives salaried and self-employed individuals in India access to instant personal loans, a credit-building program, digital gold and silver investments, insurance, and free credit score tracking, all from one app.

Is FatakPay RBI-registered?

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FatakPay is a digital financial platform that offers a range of financial solutions. Lending services on the platform are provided by FDPL Finance Private Limited (FFPL), an RBI-registered Non-Banking Financial Company (NBFC). All loans offered through FatakPay are disbursed directly by FFPL on its own books, in compliance with applicable RBI regulations.

Is FatakPay safe to use?

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Yes. FatakPay is ISO 27001:2013 certified and encrypts all data in transit and at rest. KYC is verified digitally through Aadhaar and PAN, all loan payments are processed only through the app (never to personal accounts), and customer calls are recorded to prevent misuse.

What financial products does FatakPay offer?

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FatakPay offers personal loans up to ₹5 lakh, instant loans up to ₹20,000, a dedicated credit-building program called FatakUdaan, earned wage and salary advances, 24K digital gold and silver investment, insurance through FatakSecure (wellness plan, motor, accidental, and cancer cover), and free credit score checks, all within a single app.

Who can apply for a loan through FatakPay?

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Indian residents between 21 and 55 years of age, with a valid PAN, Aadhaar, and active bank account, can apply. Final eligibility, loan amount, and interest rate depend on the applicant's credit profile and its assessment.

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