How to Invest in Digital Gold?
Over the last decade, gold and silver have remained popular choices for investors looking to diversify and hedge against economic uncertainty. Both metals offer unique benefits and are influenced by distinct market forces. Let’s analyse how prices have evolved and understand which metal might be better suited for your investment goals, especially when exploring how to invest in digital gold.
Festive seasons and structured initiatives like the FatakPay campaign have further encouraged disciplined gold investing by making digital investments more accessible and transparent for everyday users.
Factors Affecting Prices of Gold and Silver
Gold
- Inflation and interest rates: When inflation rises or interest rates drop, gold prices typically increase.
- Geopolitical tensions: Gold is a ‘safe-haven’ asset during global instability.
- Central bank reserves: Increased buying by central banks boosts demand and price.
Silver
- Industrial demand: Silver is used in electronics, solar panels, and other industries, making it more volatile.
- Gold price trends: Silver often mirrors gold’s performance, though with sharper fluctuations.
- Economic cycles: During booms, silver demand tends to rise due to its industrial applications.
Gold vs. Silver Price Trends: 2015–2025
| Year | Average Gold Price (₹/10g) | Average Silver Price (₹/kg) |
| 2015 | ₹26,343 | ₹37,825 |
| 2016 | ₹28,623 | ₹36,990 |
| 2017 | ₹29,667 | ₹37,825 |
| 2018 | ₹31,428 | ₹41,400 |
| 2019 | ₹35,220 | ₹40,600 |
| 2020 | ₹48,651 | ₹63,435 |
| 2021 | ₹48,720 | ₹62,572 |
| 2022 | ₹52,670 | ₹55,100 |
| 2023 | ₹65,330 | ₹78,600 |
| 2024 | ₹77,913 | ₹95,600 |
| 2025 | ₹1,00,940 (Till Today) | ₹1,07,700 (Till Today) |
Data Source: Bankbazaar
Is Gold Better Than Silver?
There’s no one-size-fits-all answer. Gold is often more stable, especially in turbulent economic times. It’s ideal for long-term wealth preservation. Silver, on the other hand, offers high growth potential but comes with higher volatility. If you’re seeking a balance between safety and potential returns, gold investment is usually the preferred option.
If your priority is stability and long-term planning, digital gold vs physical gold comparisons clearly show that digital formats provide flexibility, safety, and purity without storage concerns.
For investors comparing asset classes, understanding digital gold vs mutual funds can help align investments with risk appetite and liquidity needs.
Factors to Consider When Investing in Gold
- Your risk appetite: Gold is less volatile than silver.
- Investment timeline: Gold is ideal for long-term goals like retirement or child education.
- Market entry price: Always track the buying price of gold today before you invest in gold online to optimise returns.
How to Buy Digital Gold
Investing in gold is now easier than ever with digital platforms like FatakPay. Here’s how you can get started:
- Download the FatakPay app
- Complete KYC and create your account
- Go to the ‘Invest’ section and select Digital Gold
- Choose an amount or weight, starting as low as ₹10
- Make the payment and track your gold in real time
With digital gold, you enjoy the benefits of real gold without the hassle of storage or security.
All in all, both silver and gold have their place in an investment portfolio. But with digital platforms like FatakPay investing in gold online is seamless, secure, and scalable. It’s a great time to start your journey. Choose wisely based on your financial goals and risk tolerance.
