What is FatakUdaan?
Improve your credit score especially if you’ve ever been denied a loan or credit card due to a low or non-existent one. Many first-time borrowers and gig workers in India struggle to access formal credit, not because they can’t repay, but because they haven’t had the opportunity to build a credit report.
That’s where FatakUdaan, a revolutionary offering from FatakPay, takes flight.
FatakUdaan is a digital credit-building programme designed to help individuals create, repair, or strengthen their CIBIL score through a guided, transparent process. It combines a small unsecured digital loan, in-depth credit analysis, and a guaranteed secured credit card, all aimed at giving users a head start in their financial journey.
Benefits of FatakUdaan
With FatakUdaan, improving your financial health is simple, structured, and achievable:
1. Get a ₹1,000 Unsecured Digital Loan
Even if you have no or low CIBIL score, you’re eligible. This small unsecured loan helps you start your repayment history, a crucial step in building trust with lenders.
2. Build Credit Score in Just 90 Days
Your repayment behaviour is reported to credit bureaus. With consistent, timely payments, your credit score improves steadily within three months.
3. Unlock a Secured Credit Card
Once you complete your 3-month repayment cycle, you automatically become eligible for a secured credit card, your passport to long-term financial credibility.
4. Comprehensive Credit Analysis
FatakUdaan includes a detailed credit report with actionable insights on what’s helping or hurting your score.
5. Affordable One-Time Fee
At just ₹999 + GST, FatakUdaan gives you access to both a credit-building loan and a secured credit card opportunity, making it one of the most cost-effective ways to start your financial journey.
Why Choose FatakUdaan
Unlike traditional credit-building products, FatakUdaan focuses on accessibility, education, and empowerment.
- No Credit History? No Problem. Designed for first-time borrowers, freelancers, and gig workers.
- Fully Digital & Transparent. No paperwork, hidden charges, or delays.
- Backed by FatakPay. A trusted name in digital finance and financial wellness.
- RBI-Compliant. All processes follow the latest digital lending and reporting norms.
- Step-By-Step Growth. From a small loan → improved credit → secured credit card → long-term credit access.
In short, FatakUdaan isn’t just a product, it’s your financial launchpad.
FAQs
1. What is FatakUdaan?
FatakUdaan is a credit-building product by FatakPay that helps users build or improve their CIBIL score through a small digital unsecured loan, credit analysis, and a guaranteed secured credit card.
2. Who can apply for FatakUdaan?
Anyone; whether salaried, self-employed, or a gig worker, with little to no credit history or a low score.
3. How much loan will I get under FatakUdaan?
You’ll receive a ₹1,000 unsecured loan that you can repay over three months. Your repayments are reported to credit bureaus, helping you improve your score.
4. What is the one-time fee for FatakUdaan?
A one-time fee of ₹999 + 18% GST applies, covering your credit analysis and loan benefits.
5. What happens after I repay the loan?
Once your loan is successfully repaid, you become eligible for a secured credit card and continued access to FatakPay’s financial wellness ecosystem.
Start Your Udaan
Your credit journey doesn’t have to be complicated, it just needs the right start. Whether you’re building from scratch or rebuilding your financial foundation, FatakUdaan helps you soar towards financial independence.
Start your Udaan today. Build. Improve. Unlock.
Download the FatakPay App and take your first step towards a stronger credit future.
