In today’s digital economy, your credit score is more than just a number, it’s your financial identity. Whether you’re applying for a personal loan, a credit card, or even a rental agreement, that three-digit score determines how easily you can access credit.
But what if you have no credit history or a low credit score? How do you prove your creditworthiness when the system doesn’t know you yet?
That’s where FatakUdaan, a breakthrough initiative by FatakPay, comes in. Designed to help first-time borrowers, gig workers, and individuals with low credit scores, FatakUdaan helps you take charge of your financial journey, one responsible step at a time.
What is FatakUdaan?
FatakUdaan is a credit-building programme designed to help you improve your credit score and unlock long-term financial opportunities.
It’s a simple, guided journey that combines:
- A small short-term loan,
- A personalised credit report analysis, and
- A guaranteed secured credit card upon completion.
With FatakUdaan, you can build your credit reputation, even if you’ve never taken a loan before.
Think of it as your first flight into the world of credit where one that’s safe, affordable, and designed for lasting financial growth.
How FatakUdaan Works
Here’s how this credit-building programme helps transform your financial profile in just a few months:
Step 1: Credit Analysis & Insights
FatakPay performs a comprehensive analysis of your current credit status, giving you a clear view of where you stand and what’s affecting your score.
Step 2: Get a ₹1,000 Short-Term Loan
Even with a low credit score, you’re eligible for a ₹1,000 unsecured loan repayable over 3 months. Your timely repayments are reported to credit bureaus, establishing a positive credit history.
Step 3: Build Credit in 90 Days
Regular, on-time repayments help increase your credit score in as little as 90 days.
Step 4: Unlock a Secured Credit Card
After successful repayment, you automatically become eligible for a secured credit card, giving you continued access to credit while strengthening your credit profile further.
Step 5: Continue Your Financial Journey
As your credit score grows, you gain access to better interest rates, higher credit limits, and faster approvals for future loans.
With FatakUdaan, your financial growth doesn’t stop, it takes flight.
Why Choose FatakUdaan?
FatakUdaan isn’t just another loan product, it’s your credit-building companion.
Here’s why it stands out:
✅ No prior credit history required – Perfect for first-time borrowers.
✅ Guaranteed short-term loan approval – No hidden conditions.
✅ Personalised credit analysis – Learn where you stand and how to improve.
✅ Build credit responsibly – All repayments are reported to credit bureaus.
✅ Unlock a secured credit card – Gain access to long-term financial opportunities.
At just ₹999 + GST (one-time), you get all the tools and access you need to establish a strong financial foundation.
FAQs
1. What is FatakUdaan?
FatakUdaan is a digital credit-building solution from FatakPay that helps users improve their credit scores through a small, short-term loan and a step-by-step journey towards a secured credit card.
2. Who can apply for FatakUdaan?
Anyone; including salaried, self-employed, gig workers, and those with low or no credit score; can apply.
3. How much loan will I get under FatakUdaan?
You’ll receive a ₹1,000 short-term loan, repayable in three months, which helps build your repayment history.
4. How does it improve my credit score?
Every repayment made under FatakUdaan is reported to credit bureaus. Timely repayment establishes trust and gradually improves your creditworthiness.
5. What happens after completing FatakUdaan?
You’ll qualify for a secured credit card, helping you continue your journey towards stronger, long-term credit health.
Start Your Udaan #ScoreSahiSabSahi
Your credit journey begins with one simple step, taking control of your score.
With FatakUdaan, you don’t just borrow money, you build your financial future.
Take your first flight towards credit confidence today.
Download the FatakPay App and begin your Udaan.
