Introduction

These Terms and Conditions (“T&C”) govern participation in the Gudi Padwa 2026 Digital Gold Offer (“Campaign”) conducted by FatakPay.

By participating in this Campaign, users agree to comply with these T&C, FatakPay’s General Terms and Conditions, Privacy Policy, and any product-specific terms applicable to Digital Gold transactions within the FatakPay platform.

FatakPay reserves the right to modify, suspend, or discontinue the Campaign at its sole discretion without prior notice.

1. Campaign Period

Start Date: March 19, 2026, 00:00 IST
End Date: March 22, 2026, 23:59 IST

Only transactions successfully completed during this period will be considered eligible.

2. Campaign Overview

The Gudi Padwa 2026 Offer is a limited-period festive campaign designed to reward users investing in Digital Gold.

Under this Campaign:

Eligible users who invest in Digital Gold will receive 10% Extra Gold, subject to a maximum reward of ₹75 per transaction.

Users can avail the benefit up to three times during the campaign period, subject to eligibility criteria.

3. Eligibility Criteria

Eligible Users

Users must meet the following conditions:

• Be registered users of the FatakPay platform
  
• Successfully complete a qualifying transaction during the campaign period
  
• Meet FatakPay’s KYC and verification requirements
  
• Reside in India
  

Transaction Requirements

• Minimum investment must be ₹250 or more
  
• Only successful and completed transactions will qualify
  
• Each transaction must meet the minimum investment criteria
  
• Users can avail the reward up to 3 times during the campaign
  

Investment Type

• Only one-time Digital Gold investments qualify
  
• SIP (Systematic Investment Plan) or recurring investments are not eligible
  

4. Reward Details

Reward Amount

Eligible users will receive 10% Extra Digital Gold on each qualifying transaction, subject to a maximum reward of ₹75 per transaction.

Maximum Reward Per Transaction

• Reward capped at ₹75 per transaction
  

Maximum Reward Per User

• Users can receive rewards up to 3 times during the campaign period
  

Reward Credit Timeline

The Extra Digital Gold reward will be credited to the user’s FatakPay account within 7 days of each qualifying transaction.

5. Reward Pool and Allocation

Rewards are subject to availability and internal campaign allocation.

FatakPay reserves the right to modify, limit, or withdraw reward allocation at its discretion.

6. Disqualification and Fraud Controls

FatakPay reserves the right to verify transactions and disqualify users in cases including but not limited to:

• Fraudulent activity
  
• Suspicious transactions
  
• Reversed or cancelled transactions
  
• Misuse of platform features
  
• Violation of platform policies
  

If any qualifying transaction is cancelled, reversed, or refunded, the corresponding reward may be revoked.

FatakPay’s decision regarding eligibility and reward allocation shall be final and binding.

7. General Terms

Non-Transferability

The reward:

• Is non-transferable
  
• Cannot be exchanged for cash
  
• Cannot be converted into any other benefit unless permitted within the FatakPay platform
  

Right to Modify

FatakPay reserves the right to:

• Modify eligibility criteria
  
• Change reward structure
  
• Pause, extend, or terminate the campaign
  
• Disqualify users at its discretion
  

Any updates may be communicated through official FatakPay channels.

8. Frequently Asked Questions (FAQs)

1. What is the Gudi Padwa 2026 Offer?

It is a festive campaign where users receive 10% Extra Digital Gold (up to ₹75) on eligible Digital Gold investments during the campaign period.

2. What is the minimum investment required?

The minimum qualifying transaction amount is ₹250.

3. How many times can I receive the reward?

You can receive the reward up to 3 times during the campaign period, provided each transaction meets the eligibility criteria.

4. Is SIP eligible for this offer?

No. Only one-time Digital Gold investments qualify for this campaign.

5. When will the reward be credited?

The reward will be credited to your FatakPay account within 7 days of each qualifying transaction.